Hello everyone, and thank you for engaging with my blog!

People work harder to get by in an increasingly hectic world. For most of society, the increasing cost of living, spiralling inflation and wage stagnation have left many struggling to make ends meet. As a result, even highly paid employees are under increasing pressure to deliver results or lose their jobs. In addition, there is the threat of an imminent recession where things could worsen, and a house price crash looms large on the horizon.  This backdrop creates fear and uncertainty.

As an NHS doctor, I also see multiple problems in the healthcare sector with the erosion of pensions,  real terms pay cuts and more and more individuals leaving the profession due to a worsening financial climate.

As I started to try and make sense of all of this, a search of the internet offers many quick fixes, easy solutions and effortless examples of getting rich quickly.  Clickbait titles often make you think there is an easy solution to any problem if only you subscribe to a certain answer.  It is easy to get excited when you hear these types of stories or read these types of posts.  These articles and blog posts often sell hope to people in need to create an audience and interest.  It is often confusing what to focus on, and easy to gain inspiration from multiple ideas and posts.

There is, of course, an answer to this.  It is not getting rich quickly, it is not easy, but it is possible with the right tools and mindset.

The first step in all of this is to take responsibility.  This can be hard and sometimes overwhelming, but it is a vital step.  We will delve into this in more detail, but the distinction between whether things happen to us or whether we can alter our reality is a vital distinction.

The second step is to develop the financial education to build out from your current position and get you to where you want to be.  I am not talking about specialist skills here but rather increasing your financial literacy no matter what stage of your financial journey.

The final step is to use those learned skills to build assets that will future-proof you against any future problems or external threats.  Building these will require courage, the ability to tolerate some risk and ongoing education.  However, this is possible with the right mindset and drive.

My passion is to try and help people move from where they are to where they want to be and, when they get there, to show them what more is possible. Specifically, I hope to help those in the Healthcare sector improve their financial education, although the lessons here may be applicable to many others. The Building Out blog has been set up to help anyone develop and acquire the right mindset, skills and assets to achieve this.  Like many others, I do not promise a quick answer or solution.  This path will be hard, but it is ultimately achievable.

No information in this blog is designed to represent personal, professional or financial advice but for educational purposes only. More information on this can be found in the disclaimer section on the home page.

I hope you find these blogs valuable and useful in everyday practice.  I always like to hear from you and any feedback you may have.

Good luck on your journey!